Individual Health Benefits

If you are an individual or family that needs healthcare coverage to be compliant with The Affordable Care Act (ACA) please feel free to call our offices and speak to any of our agents. You can reach us at 888-970-8022

Or if are ready to move forward and want to receive an online quote please feel free to click on the appropriate link below.

What Our Client's Say...

Get A Health Benefits Consultation

Health Insurance For: Individual, Families, Children Only, Or Seniors

Please feel free to call our office at 888-970-8022 to speak to one of our experts about your health insurance needs. Or if you would like to receive an online quote please click the button below.

Dental Insurance For: Individuals, Families, or Children Only

Please feel free to call our office at 888-970-8022 to speak to one of our experts about your health insurance needs. Or if you would like to receive an online quote please click on the button below.

Did you know?

Health Insurance Provides You Financial Security.

      • The U.S. Department of Health and Human Services reported that the average annual medical costs for each American was $10,345 in 2016.  This is taken from a national average so you may not pay this much—but you could pay much, much more if you encounter a serious medical issue. A sound health insurance plan will transfer the costs of a hospital stay, major illness or prescription drugs from you on to an insurance company.

Health Insurance Provides Peace Of Mind.

      • If you aren’t covered by a health plan, then you are essentially gambling that you will remain healthy.  You may be young and in good shape, but as the years go by, the odds will stack against you.  You may not recognize it, but this financial jeopardy is raising your level of stress.  Once you get proper health coverage, you will be astounded at how much better you feel knowing you are protected from financial catastrophe.

Health Insurance Will Provide Lower Medical Costs.

      • Many people think they will forgo health insurance in an effort to save a few dollars, and instead pay for doctor visits themselves.  This is a serious financial mistake because medical expenses are significantly lower with the insurance companies negotiating for you.  In many cases, insured medical fees can be 20 to 50 percent lower than personally paying for them.

Without Health Insurance You Are More Likely To Visit The ER.

      • If you do not have health insurance, you are more likely to visit the emergency room because you will likely wait until a health condition deteriorates, and you are less likely to have a personal family physician.  Not only is ER health care less beneficial because they may not have access to your health records, but the fees for services are often much higher. Furthermore, you may find it much more difficult to obtain follow up care after a visit to an ER without insurance or a primary care physician.

While Having Health Insurance You Will Have Better Health.

      • Probably, the greatest advantage to having health insurance is that you will likely have improved health. People without insurance are much more likely to wait to see a doctor than those with health insurance.  This often leads to a worsening of the condition which can create serious complications that damage your long term health as well as produce larger medical bills.

Health Insurance Provides Many Preventive Care Treatments At No Cost.

      • Blood pressure screening
      • Cholesterol screening
      • Diet counseling
      • Colorectal cancer screening
      • Vaccines for hepatitis, herpes, influenza, tetanus, measles and mumps
      • Depression screening
      • Alcohol misuse screening and counseling
      • Tobacco screening and intervention

By taking advantage of these and other preventive health services, insured patients cannot only learn about health risks at early stages and receive treatment before they become serious, but they can also learn how to change their lifestyle to avoid future health problems.  If you do not have health insurance, you are considerably less likely to use such preventive health services.

Contact us for more information.